Loans for the Independent Business Owner
BCI Lending understands entrepreneurial spirit. It takes talent,
drive, determination and sometimes "plain ole luck" to make a business
flourish. One thing a successful business always needs is adequate funds. BCI
Lending provides the financial assistance needed for expansion, purchase of fixed
assets such as real estate or equipment, business acqusitions, replenishing working
capital or even
debt restructuring for owner-managed businesses throughout the Southeast.
Our
business loan products, many with longer terms not offered by traditional banks,
range from $50,000 to $10 million. Our average business loan is $700,000. We've
helped thousands of entrepreneurs develop and hold on to their dreams over the
past 20 years. As an independently-owned business, BCI Lending understands how
important quick response and personal service can be to your bottom line. That's
why our loan committee at BCI Lending is comprised of only senior management
who personally assess each application. We are term lenders; we fund and service
all our products for the life of the loan. Our loans are also fully
amortizing, meaning no balloon payments or unexpected bank
calls just when your business gets rolling.
BCI Lending's diverse client list includes pharmacies, printers,
assisted living facilities, waste removal services, daycares, food services,
distribution companies, warehouses, ice cream shops, equine products manufacturers,
mulch and landscaping companies, flooring manufacturers, hotels, restaurants
and other hospitality services, as well as, various national franchises. Our
clients also include professional businesses such as CPAs, chiropractors and
medical practices.
BCI Lending frequently receives referrals from banks and other
lending institutions when a business has financing needs beyond the scope of
their conventional loan products. We work with your bank and compliment their
services by filling the gap between traditional banking services and an entrepreneur's
long-term borrowing needs.
Let's Get Started!
We want to make the loan application process as painless
as possible, so our web site provides guidelines to help you get organized. Take
a look at our prequalification section
to see if you meet basic requirements for a loan application. If you are in good
shape, move on to the prequalification section. We've also taken the mystery
out of the loan decision-making process in the article How
to Obtain a Small Business Loan.
After you review these sections, if you still have questions,
feel free to give us a call. At BCI Lending we're always glad to explain our
process and help you explore loan possibilities. |


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