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Loans for the Independent Business Owner

BCI Lending understands entrepreneurial spirit. It takes talent, drive, determination and sometimes “plain ole luck” to make a business flourish. One thing a successful business always needs is adequate funds. BCI Lending provides the financial assistance needed for expansion, purchase of fixed assets such as real estate or equipment, business acqusitions, replenishing working capital or even debt restructuring for owner-managed businesses throughout the Southeast.

partnershipOur business loan products, many with longer terms not offered by traditional banks, range from $50,000 to $10 million. Our average business loan is $700,000. We’ve helped thousands of entrepreneurs develop and hold on to their dreams over the past 20 years. As an independently-owned business, BCI Lending understands how important quick response and personal service can be to your bottom line. That’s why our loan committee at BCI Lending is comprised of only senior management who personally assess each application. We are term lenders; we fund and service all our products for the life of the loan. Our loans are also fully amortizing, meaning no balloon payments or unexpected bank calls just when your business gets rolling.

BCI Lending’s diverse client list includes pharmacies, printers, assisted living facilities, waste removal services, daycares, food services, distribution companies, warehouses, ice cream shops, equine products manufacturers, mulch and landscaping companies, flooring manufacturers, hotels, restaurants and other hospitality services, as well as, various national franchises. Our clients also include professional businesses such as CPAs, chiropractors and medical practices.

BCI Lending frequently receives referrals from banks and other lending institutions when a business has financing needs beyond the scope of their conventional loan products. We work with your bank and compliment their services by filling the gap between traditional banking services and an entrepreneur’s long-term borrowing needs.

Latest Posts

Walker Insurance

Goodwill is what it’s all about After working for Walker Insurance Agency for more than 10 years Thomas Cathcart was offered the opportunity to buy the business. He had the experience and the client list to make the business a success. What he didn’t have was the funds to purchase the company. Walker Insurance, located […]

Blythewood Investments

Repeat business cushions tough times, enables future growth H.K. Desai is the quintessential American success story. An electrical and mechanical engineer from Valsad, India, Desai moved to the United States in 1967. A man open to business opportunity, Desai owned and operated various small businesses until the hospitality industry caught his attention. Starting with one […]

Daniel Island Pharmacy

Where personal service is the prescription for success While on maternity leave, Dana Johnson felt the need for a professional change that would allow more time for her expanding family. After years as a hospital pharmacist where her contact with patients was limited, Johnson was interested in a career with one-on-one patient care. Johnson knew […]

Upstate Mulch Products and Services

BCI Lending supports company growth in two states Mulch is one of those ever-present products that enhances life with little thought or effort. Mulch is used for erosion control, weed suppression, protection for root systems and to hold moisture in the ground. Landscaping in much of the South would be in dire straights without mulch […]

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